To sign up for an EPS plan, you must have a Colombian visa and a CEDOLA number. You may, however, sign up for a plan without a visa, and all you need is your passport to get private health insurance. The process of applying for health coverage with EPS is similar to that of any other company: fill out an application form, pay the first month's premium, and wait to see if you got approved.
Because they are not required to offer coverage to its employees, many companies can decide what kind of health plans they want to offer. Some large companies can choose from several different health plans, while others may be limited to one choice of insurer or type of plan. But whatever plan their company chooses, employees will still be able to apply for medical coverage through CSA.
Medical coverage with CSA is offered through EPM. Just like with EPS, to sign up for health insurance you must have a valid visa and a CEDOLA number. The process of applying for health coverage with CSA is similar to that of any other company: fill out an application form, pay the first month's premium, and wait to see if you got approved.
Expats disclose the cost of their EPS health insurance in a lengthy conversation about the expense of life in Colombia. The cost per individual is roughly 100,000 COP. According to popular belief, EPS health insurance in Colombia costs 12.5 percent of one's income. However, this figure includes taxes and a high administrative fee.
EPS stands for Empleado Público Superior. This is the public employee union that negotiates benefits on behalf of its members. Since salaries are low by North American standards, so is coverage. Only top officials are covered for medical expenses outside of Colombia's public system.
Colombia has one of the highest rates of private health insurance in the world. It is not uncommon for employees of large companies to have coverage. However, this insurance is very expensive and only available to those who can afford it.
The average cost of medical services in Colombia is around $80 US per visit. This is lower than many other countries but higher than others too. Hospitals charge more than doctors which is common in Latin America. Drugs are relatively cheap but some important medications such as insulin and certain vaccines are difficult to obtain because they are controlled by pharmaceutical companies that don't want to lose market share here. Overall, healthcare in Colombia is cheaper than in most other countries but also more expensive than in many other countries.
The Colombia work visa is designed for foreigners with a job in Colombia. And, after you've found a job in Colombia, obtaining a visa is quite simple. There are two types of work visas: temporary and permanent.
A temporary visa allows your country of origin to permit your presence in Colombia for a specified period. You must leave the country before the date expires unless you obtain a new visa. If you remain in Colombia beyond the date on your visa, you may be arrested and deported.
A permanent visa gives you the right to live and work in Colombia. It is necessary to apply for a permanent visa at a Colombian consulate outside of Colombia. Your employer must also verify that you have employment opportunities in Colombia before your visa can be issued. Your job must be registered with the government within several months of its beginning. If you cannot find employment in Colombia, it's possible to get a job in the country allowing for a stay of up to one year. However, if you remain in Colombia for more than one year without a valid visa, you could be fined or even imprisoned.
In order to be eligible to work in Colombia, foreign citizens must fulfill some requirements.
Visitors from the United States and the European Union can easily enter Colombia with a valid passport and acquire a visa on arrival. Student visas are available for people who will be living in Colombia for more than 90 days and have already been admitted to a school. It should be noted that student visas may only be obtained in the capital, Bogota. Other cities require a tourist visa.
Colombia allows its citizens to work in any other country within the region, which includes Argentina, Brazil, Chile, Paraguay and Uruguay. There is no requirement for Colombian citizens to have a job while in another country. If you do not find employment upon arriving in any given country, then you can stay there as a tourist.
In conclusion, Colombia offers its citizens an easy route into the Western world. With proper documentation, anyone can travel here. The only requirements are a valid passport and money for the visa application process. In most cases, this means having a credit card for an optional digital photo identification document.
It may come as a surprise, but many Colombian cities are safer than their American equivalents. For example, the violent crime rate in Bogota is far lower than that of Miami, Indianapolis, or even Pittsburgh! As is customary in Colombia, the majority of crimes are motivated by greed, which makes them easier to prevent! The most common forms of theft in Colombia include pickpocketing, motor vehicle theft, and burglary. These can be prevented by using good judgment at night, being aware of one's surroundings, and making sure not to leave valuables in easily accessible places.
In conclusion, Colombia is a safe country with a low crime rate. Although there are dangers such as street violence and car theft, they are mainly due to mugging and auto-mobile theft. If you follow general safety guidelines such as walking in well-lit areas and not leaving valuables in vehicles, you will have no problems while traveling throughout Colombia.